Terms of Service – Ogkeyboard.fun

Last Updated: May 15, 2025

Welcome to Ogkeyboard.fun. By accessing or using our EMI Calculator and related services, you agree to comply with and be bound by the following Terms of Service. These terms govern your use of our website, tools, and any content or services provided by Ogkeyboard.fun. Please read them carefully.

🌐 Acceptance of Terms

By accessing Ogkeyboard.fun, you confirm that you understand and agree to be legally bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue your use of our website immediately.

🔍 Use of Our Services

We provide access to EMI Calculator tools and financial information for personal and non-commercial use. You agree not to misuse our services and comply with the following guidelines:

✅ Lawful Use Only: You may only use our tools for lawful purposes.
✅ No Harmful Activity: You must not upload malicious code, engage in phishing, or attempt to hack our website.
✅ Respect Intellectual Property: All content, including calculators, text, graphics, and logos, are owned or licensed by Ogkeyboard.fun and are protected under intellectual property laws.
✅ Non-Commercial Use: You may not use our calculators or other tools for commercial purposes without written permission.

🔐 User Data and Privacy

Your privacy is important to us. By using our services, you acknowledge that you have read and understood our Privacy Policy.

🔒 Data Security: We prioritize the security of your data and use standard encryption methods to protect your information.
🔎 Cookies and Tracking: We use cookies to enhance your user experience. You may disable cookies, but it may affect website functionality.

For more details, refer to our Privacy Policy.

🚫 Prohibited Activities

When using Ogkeyboard.fun, you agree NOT to:

❌ Engage in unauthorized access to our servers or data.
❌ Attempt to disrupt or overload our services (e.g., DDoS attacks).
❌ Reproduce, duplicate, copy, sell, or exploit any portion of our services for commercial gain.
❌ Misrepresent or impersonate another person or entity.
❌ Use automated systems or software to extract data or content from our site without prior permission.

Any violation of these terms may result in termination of your access and possible legal action.

📌 Intellectual Property Rights

All intellectual property rights related to our EMI Calculator, design, software, and content are owned by Ogkeyboard.fun or licensed to us.

📑 Limited License: We grant you a non-exclusive, non-transferable license to use our calculators and services for personal, non-commercial purposes.
⚠️ Restrictions: You may not modify, distribute, reproduce, or create derivative works from our content without express permission.

⚖️ Disclaimer of Warranties

Ogkeyboard.fun is provided on an "as-is" and "as-available" basis. We make no warranties, expressed or implied, regarding:

🔍 Accuracy or Reliability: While we strive for precision, the results from our EMI Calculator are estimates and may differ from actual loan terms.
⏳ Service Availability: We do not guarantee that our site will be error-free or available at all times.
🛠️ Third-Party Links: We may link to external websites for your convenience, but we do not endorse or take responsibility for their content.

🔄 Limitation of Liability

In no event shall Ogkeyboard.fun or its owners, affiliates, partners, or employees be liable for:

💰 Direct, Indirect, Incidental, or Consequential Damages arising from your use of our services.
🔗 Loss of Data, Profits, or Business Opportunities related to website performance or information inaccuracies.
⚠️ Third-Party Actions: We are not responsible for the conduct of third-party websites or service providers linked to or mentioned on our site.

Your use of our site is entirely at your own risk.

📋 Modifications to the Service and Terms

We reserve the right to:

🔄 Change or Terminate Services: We may update, modify, or discontinue any part of our services at any time without prior notice.
📜 Update Terms of Service: Changes to these terms will be posted on this page, with an updated revision date. Your continued use of the site after changes constitutes your acceptance of the new terms.

📧 User-Submitted Content

If you provide feedback, suggestions, or other submissions, you agree that:

✍️ Non-Confidential: All submissions are considered non-confidential.
🔓 License to Use: You grant us the right to use, reproduce, and distribute your submissions for any purpose.

We are not obligated to compensate you for any ideas or feedback provided.

🛡️ Indemnification

You agree to indemnify and hold harmless Ogkeyboard.fun, its employees, partners, and affiliates from any claims, damages, or legal fees resulting from your use of our services or violation of these Terms of Service.

🌐 Governing Law

These Terms of Service are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

⚖️ Dispute Resolution: Any disputes arising from these terms shall be resolved through arbitration or local courts in [Your Jurisdiction].

🔍 Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

💬 Contact Us

If you have any questions or concerns regarding these Terms of Service, feel free to contact us:

📧 Email: support@ogkeyboard.fun
🌐 Website: https://ogkeyboard.fun

We are committed to providing clear, transparent, and accessible information to all our users.